Finance (Experimental Zone for Top-notch Innovative Talents in International Finance)

Finance (Experimental Zone for Top-notch Innovative Talents in International Finance)

I. Program Objectives

Guided by the needs of national strategy, Greater Bay Area development, Guangdong's economy and industrial development, and oriented towards building the Guangdong-Hong Kong-Macao Greater Bay Area into an international financial hub, this program is committed to fostering virtue through education. It cultivates top-notch interdisciplinary innovative talents who are well developed morally, intellectually, physically, aesthetically and in labour; have a solid theoretical foundation; understand international rules; are adept at using digital tools and proficient in cross-border practice; systematically master finance theory, mathematical statistics and frontier interdisciplinary knowledge; are proficient in international financial law and cross-border regulatory rules; and possess practical abilities in digital financial modeling, cross-border financial product design, offshore business management, global asset allocation and intelligent risk control, together with financial analytical literacy, legal thinking and a critical and innovative spirit, rooted in patriotism and the Bay Area and equipped with international competitiveness. Graduates are qualified for core positions in cross-border finance, investment decision-making and risk management at international financial organizations, financial regulatory bodies, financial institutions, multinational asset management companies and free trade zone entities.

The program objectives are further specified as follows:

Objective 1: International perspective and cross-cultural communication. Establish socialist core values, develop a broad global perspective and deep patriotic commitment, master international financial rules and the regulatory differences among major economies, and be able to use English proficiently to lead professional exchange and collaboration in cross-border negotiations, international conferences and similar settings.

Objective 2: Digital and intelligent analysis and modeling. Be proficient in big data mining, artificial intelligence algorithms and econometric models, and be able to independently build quantitative models for cross-border financial risk measurement, offshore product pricing and robo-advisory, providing data support for complex financial decisions.

Objective 3: Cross-border investment, financing and product design. Master the practical processes of cross-border mergers and acquisitions, offshore bond issuance and global asset allocation, and be able to design innovative, compliant and efficient cross-border financial products and service solutions in light of client needs and the regulatory environment.

Objective 4: Risk control and legal compliance. Systematically master techniques for identifying market, credit and operational risks in cross-border capital flows, be familiar with regulations on international anti-money laundering, foreign exchange management and cross-border data flows, and be able to formulate and implement comprehensive risk management strategies.

Objective 5: Innovation, entrepreneurship and practical ability. Participate deeply in university-enterprise collaborative education projects and internships at financial institutions, effectively connect cross-border finance theory learned on campus with real business scenarios, and be able to turn innovative ideas into implementable cross-border financial product solutions or entrepreneurial projects, demonstrating keen market insight and teamwork.

II. Graduation Requirements

In line with the above objectives, graduates of this program are required to meet the following graduation requirements covering qualities, knowledge and abilities:

Requirement 1: Patriotic commitment and international perspective. Possess firm socialist core values and deep patriotic commitment, respect multicultural differences and maintain a broad global perspective, and be able to safeguard national interests and financial security in international financial affairs.

Requirement 2: Professional ethics and legal literacy. Uphold financial professional ethics and industry standards with a strong sense of social responsibility, be familiar with compliance requirements such as international anti-money laundering, counter-terrorism financing and cross-border data flows, and maintain the rule of law and professional conscience in complex cross-border business.

Requirement 3: Interdisciplinary technology integration and capacity for digital financial transformation. Integrate economics, mathematics, information technology and other disciplines, skilfully use big data, blockchain and artificial intelligence to build intelligent risk control models and digital financial solutions, advance the digital transformation of international business scenarios and serve regional industrial upgrading needs.

Requirement 4: Mathematical statistics and data science methods. Possess a solid foundation in mathematics and statistics, be proficient in data science methods such as econometrics and machine learning, and be able to understand the mathematical logic and algorithmic principles behind complex financial models.

Requirement 5: Financial analysis and value-based decision support. Accurately interpret financial statements and use financial analysis and modeling tools to support investment decisions, strengthen enterprise valuation and market trend forecasting, and facilitate cross-border investment and financing decisions and industrial upgrading.

Requirement 6: International financial law and cross-border regulatory rules. Systematically master the international monetary system, exchange rate regimes, cross-border capital flow management, international investment agreements and financial regulation of major economies, and be familiar with financial opening-up policies of free trade zones (ports) and institutional arrangements for RMB internationalization.

Requirement 7: Design of digital financial solutions. Based on digital technology innovation, develop intelligent solutions covering the entire financial business process, achieve digital upgrading of financial products, service models and operational management, and improve financial service efficiency and user experience.

Requirement 8: Cross-border financial business and innovation. Be able to independently complete solution design and process operations for cross-border business such as cross-border M&A valuation, offshore bond issuance and global asset allocation, and propose innovative improvements to existing products and services within a compliance framework.

Requirement 9: Entrepreneurship and teamwork. Be able to proactively engage with real industry scenarios in university-enterprise training projects, possess the practical ability to turn innovative ideas into financial products or entrepreneurial projects with market value, and demonstrate team communication and project organization and management skills in multicultural settings.

III. Matrix of Program Objectives and Graduation Requirements

Note: The relationship between graduation requirements and program objectives is indicated by H (high), M (medium) and L (weak). Support strength refers to how closely a graduation requirement is linked to a program objective: H covers at least 80%, M at least 50% and L at least 30%.

IV. Core Courses

Finance; International Finance; Financial Econometrics; Corporate Finance (Bilingual); Commercial Bank Management; Offshore Finance; International Investment and Financing; International Settlement (Bilingual); Financial Risk Management; Comprehensive Laboratory Course in Finance (International Finance Track)

V. Standard Duration of Study

The standard duration of undergraduate study is 4 years, with a flexible 3-7 year system.

VI. Degree Awarded

Students who complete the credits required by the curriculum and meet the degree conferral conditions are awarded a Bachelor of Economics degree.

VII. Curriculum Structure and Credit Proportions

The program consists of three modules: general education courses, discipline foundation courses and major courses. Courses are divided into compulsory and elective categories, with compulsory courses including general education compulsory courses, discipline foundation courses and major compulsory courses, and electives including general education electives and major electives. The program requires a total of 155 credits, of which 127 credits are compulsory (81.94%), 28 credits are elective (18.06%), and 38.375 credits are for practical teaching (23.26%).

VIII. Course Requirements

Students majoring in this program must complete 155 credits (excluding co-curricularcredits): 57 credits of general education compulsory courses, 10 credits of general education electives, 35 credits of discipline foundation courses, 35 credits of major compulsory courses and 18 credits of major electives. In addition, except for students from Hong Kong, Macao and Taiwan, each student must obtain 10 co-curricularcredits (see Yue Cai Da [2026] No. 75). Under the National Student Physical Health Standard of the Ministry of Education, students must pass the physical health test to graduate. As required by higher authorities, students must complete military training before graduation (except international students, students from Hong Kong, Macao and Taiwan, and students upgrading from junior college to undergraduate programs).

Students minoring in this program must take all courses applicable to the minor as set out in the Teaching Plan Schedule. The minor requires a total of 45 credits, including 25 credits of discipline foundation courses and 20 credits of major compulsory courses.