Finance

I. Program Objectives

This program responds to the strategic needs of economic development driven by the digital transformation of finance in the Guangdong-Hong Kong-Macao Greater Bay Area. By strengthening cooperation with leading enterprises such as banks, securities firms and technology companies, closely tracking changes in talent demand and improving the curriculum on the basis of deepened industry-education integration, the program aims to cultivate interdisciplinary senior professionals who are well developed morally, intellectually, physically, aesthetically and in labour, and who possess a broad foundation, solid fundamentals and strong cross-border capabilities. Graduates will master basic finance theories and multidisciplinary knowledge and methods, be proficient in international financial rules, and be capable of digital financial technology application, cross-border financial product design, offshore business management and risk control, while also developing financial and legal literacy, an entrepreneurial spirit and practical abilities. Graduates are qualified for positions in cross-border finance, investment decision-making and risk management at commercial banks, cross-border asset management institutions, government regulatory bodies and free trade zone enterprises.

The program objectives are further specified as follows:

Objective 1: Political literacy and professional ethics. Establish socialist core values, develop ethical decision-making capacity in the financial industry, cultivate honest, self-disciplined professional character and a sense of social responsibility, put national interests first in financial innovation, and build sound physical and mental qualities together with the ability to withstand pressure.

Objective 2: Interdisciplinary knowledge structure and industry trend analysis. Build a knowledge system integrating finance theory with multidisciplinary technologies, master the operating patterns of financial markets and the business logic of institutions, develop professional capacity to assess digital transformation trends, and establish an analytical framework for tracking industry frontiers.

Objective 3: Digital financial technology innovation and entrepreneurial practice. Drawing on university-enterprise collaborative education platforms, integrate big data, blockchainand artificial intelligence technologies to develop intelligent risk control models and design digital financial solutions, and achieve financial product innovation and trading strategy development through entrepreneurial practice, thereby advancing regional industrial upgrading and digital transformation.

Objective 4: Financial analysis, risk management and legal compliance. Apply financial analysis tools and financial modeling techniques to build enterprise valuation and investment decision support systems, establish compliance management frameworks, and achieve systematic data security and risk prevention and control.

Objective 5: International perspective and regional service capacity. Master international financial rules and multilingual communication mechanisms, integrate local practice, and promote RMB internationalization and the linkage between offshore finance and regional financial markets, cultivating professionals able to meet the open cross-border financial needs of the Guangdong-Hong Kong-Macao Greater Bay Area.

II. Graduation Requirements

In line with the above objectives, graduates of this program are required to meet the following graduation requirements covering qualities, knowledge and abilities:

1. Requirement 1: Moral cultivation and professional ethics. Practice socialist core values, uphold the ethical norms of the financial industry, maintain honest, self-disciplined and dedicated professional conduct and a strong sense of social responsibility, safeguard national and public interests in financial innovation, and maintain physical health and psychological resilience to adapt to high-intensity working environments.

2. Requirement 2: Financial theory and industry insight. Systematically master core finance theories, be familiar with the operating mechanisms of financial markets and product characteristics, understand the business logic of financial institutions, and possess professional insight to track industry frontiers and assess development trends, with particular attention to how digital transformation reshapes the financial ecosystem.

3. Requirement 3: Interdisciplinary technology integration and capacity for digital financial transformation. Integrate economics, mathematics, information technology and other disciplines, skilfully use big data, blockchain and artificial intelligence to build intelligent risk control models and digital financial solutions, advance the digital transformation of international business scenarios and serve regional industrial upgrading needs.

4. Requirement 4: Innovation and entrepreneurship. Through jointly developed university-enterprise course clusters and deep cooperation with leading banks, securities firms and technology companies on financial digitalization projects, develop innovative thinking in financial business and the ability to develop digital financial products and trading strategies; complete entrepreneurial practice or project implementation under the guidance of corporate mentors, create cross-domain value and adapt to the dynamic development of the financial industry.

5. Requirement 5: Financial analysis and value-based decision support. Accurately interpret financial statements, use financial analysis and modeling tools to support investment decisions, strengthen enterprise valuation and market trend forecasting, and facilitate corporate financing and industrial upgrading.

6. Requirement 6: Compliance management and risk prevention and control. Master financial regulatory policies, laws and regulations, ensure business compliance through legal application and risk control techniques, build a risk prevention and control system covering data security, and adapt to the open financial market needs of the Guangdong-Hong Kong-Macao Greater Bay Area.

7. Requirement 7: Application of international financial rules and cross-cultural business capability. Be proficient in international financial rules and practices, possess multilingual communication skills and a global perspective, skilfully conduct cross-border financial product design, compliant operations and cross-cultural collaboration, and promote RMB internationalization and the linkage between offshore finance and regional financial markets.

8. Requirement 8: Regional financial service capability. Integrate local practice in the Guangdong-Hong Kong-Macao Greater Bay Area, design financial service solutions that meet regional industrial needs, promote deep integration of finance and the real economy, and support high-quality regional economic development.

9. Requirement 9: Design of digital financial solutions. Based on digital technology innovation, develop intelligent solutions covering the entire financial business process, achieve digital upgrading of financial products, service models and operational management, and improve financial service efficiency and user experience.

III. Matrix of Program Objectives and Graduation Requirements

Note: The relationship between graduation requirements and program objectives is indicated by H (high), M (medium) and L (weak). Support strength refers to how closely a graduation requirement is linked to a program objective: H covers at least 80%, M at least 50% and L at least 30%.

IV. Core Courses

Finance; International Finance; Financial Econometrics; Corporate Finance (Bilingual); Commercial Bank Management; Investment; Insurance; Financial Engineering; Financial Risk Management; Digital Supply Chain Finance

V. Standard Duration of Study

The standard duration of undergraduate study is 4 years, with a flexible 3-7 year system.

VI. Degree Awarded

Students who complete the credits required by the curriculum and meet the degree conferral conditions are awarded a Bachelor of Economics degree.

VII. Curriculum Structure and Credit Proportions

The program consists of three modules: general education courses, discipline foundation courses and major courses. Courses are divided into compulsory and elective categories: compulsory courses include general education compulsory courses, discipline foundation courses and major compulsory courses, while electives include general education electives and major electives. The program requires a total of 155 credits, of which 130 credits are compulsory (83.87% of the total), 25 credits are elective (16.13%), and 39.75 credits are for practical teaching (24.09%).

VIII. Course Requirements

Students majoring in this program must complete 155 credits (excluding co-curricularcredits): 57 credits of general education compulsory courses, 10 credits of general education electives, 36 credits of discipline foundation courses, 37 credits of major compulsory courses and 15 credits of major electives. In addition, except for students from Hong Kong, Macao and Taiwan, each student must obtain 10 co-curricularcredits, as specified in the Implementation Measures for the Co-curricularTranscript System of Guangdong University of Finance and Economics (Yue Cai Da [2026] No. 75). Under the National Student Physical Health Standard of the Ministry of Education, students must pass the physical health test to graduate. As required by higher authorities, students must complete military training before graduation (except international students, students from Hong Kong, Macao and Taiwan, and students upgrading from junior college to undergraduate programs).

Students minoring in this program must take all courses applicable to the minor as set out in the Teaching Plan Schedule. The minor requires a total of 45 credits, including 24 credits of discipline foundation courses and 21 credits of major compulsory courses.